New York surplus funds
The county may already be holding your money.
When a home sells at a foreclosure or tax auction for more than what was owed, the difference belongs to the former owner — not the lender. We find those New York files and recover them on contingency.
No upfront fee — ever
Verify every case with the county clerk
Plain-English agreement, split on page one
We never ask for money or a deed
Registered in New York
NYSDOS #7968531 — Westchester County
Contingency only
Paid from a recovery. $0 if nothing comes back.
Public-record work
Every claim traces to a court file you can check.
A real office
Executive Blvd, Elmsford, New York
How it works
Three steps. You stay in control the whole way.
01
We research the record
Auction results, court filings, county ledgers — all public record. You can verify the case number with the county clerk yourself at any point.
02
You sign only if you want us
A plain-English agreement with the split stated on page one. No retainer, nothing out of pocket. If nothing is recovered, you owe nothing.
03
We run the claim to the check
Petitions, notices, court follow-through. You watch every step from your client portal — sign in with your phone and a texted code.
Who we are
A New York firm built for one job.
Big Apple Asset Recovery LLC is a New York company headquartered in Elmsford. We do one thing: recover surplus funds the county is already holding after a foreclosure or tax sale.
We are not a law firm and we do not buy houses. We do not guarantee an amount or a date — only the court controls those. If we can’t help, we say so and you lose nothing.
More about the companyOffice
44 Executive Blvd, Ste 204
Elmsford, New York 10523
team@raven3.com
Straight answers
Asked every week.
What is surplus money?
When a New York property sells at a tax or foreclosure auction for more than what was owed, the leftover does not go to the bank. It is held by the court or county until the former owner — or their heirs — claims it.
Do I pay anything up front?
No. There is no retainer and no fee to have us look. We are paid a stated share of a recovery only if the claim succeeds.
Are you a law firm?
No. We are a New York recovery company. We do not guarantee an amount or a date — only the court controls those — and you can always file on your own instead.
What if I barely remember the details?
A phone number or email is enough to start. An address, county, or approximate year helps us find the file faster, but we work with what you have.
How do I follow my file?
Through the client portal — sign-in is your phone number plus a one-time texted code. No passwords. Your specialist opens access when your file does.
Free file review
Ready when you are.
Leave a number or an email. A specialist checks the record and tells you exactly where the file stands.